You can insure life, health, property and even liability to third parties. At the same time, the beneficiary must be indicated in each insurance policy. We tell you what this term means in insurance, and who can be the beneficiary under the contract. Policyholder, insured and beneficiary When a person buys a policy, he must sign an … Read more
The average life expectancy for men in Russia today is 67 years. This is almost 10 years less than for women, and not much more than the average retirement age. Why men live less, and how to increase this period – we tell in this article. How long do men live Life expectancy statistics in Russia are … Read more
Cancer is the second most common cause of death after cardiovascular disease. This means that anyone can experience cancer. When diagnosed in the early stages, the likelihood of a cure is high, but for this you need to undergo regular examinations and lead a healthy lifestyle. We tell you how to reduce the risk of cancer and how … Read more
The inability to work or perform other normal activities is called a disability. Due to an injury or illness, a person cannot lead a normal life, provide for himself and his family. We figure out who is entitled to a sick leave in such a situation and how to independently protect yourself from disability with the help … Read more
Life insurance is one way to protect yourself and your family from unforeseen circumstances. Every day we face risks that can be fatal. Financial protection helps to ensure that these risks can be successfully overcome. Do you know that life insurance can not only protect against risks, but also help save money for important purposes? We talk about the types of … Read more
The average life expectancy has been increasing for the last hundred years. If at the beginning of the 20th century the average person did not live to be 40, then in 2022, many have overcome the milestone of 70 years. At the same time, the quality of life decreases with age, because people become more susceptible to … Read more
Classical life insurance is financial protection in case of injury, illness, disability or death. You simply draw up a policy, and if something happens to you, you receive an insurance payment. We tell you what documents are needed to apply for insurance and receive an insurance payment, and also reveal the secret of how to insure life … Read more
Planning a family budget can be a real challenge, but there’s no escaping it if you want to finally improve your financial situation. And today we will share practical tips that will help you reduce costs and manage money effectively without unnecessary complications. We will also tell you how to make free money bring passive income. Why … Read more
Today, insurance companies are actively offering programs to the population that provide for payments in case of survival to a certain age. They are aimed at middle-aged and elderly people, but few of them can understand the nuances of this insurance format. Let’s take a closer look at these programs. What is this insurance Life insurance is … Read more
When paying contributions to the Pension Fund, citizens are entitled to compulsory state pension insurance. This is a service under an insurance contract with the Pension Fund of the Russian Federation (on behalf of the state), which guarantees the receipt of deductions upon retirement or achievement of special conditions for calculating benefits. OPS in simple words … Read more