Beneficiary in insurance
Molaska NeelamYou can insure life, health, property and even liability to third parties. At the same time, the beneficiary must be indicated in each insurance policy. We tell you what this term means…
What is included in life insurance
Life insurance is one way to protect yourself and your family from unforeseen circumstances. Every day we face risks that can be fatal. Financial protection helps to ensure that these risks can…
Life insurance is a popular program with an investment component
Today, insurance companies are actively offering programs to the population that provide for payments in case of survival to a certain age. They are aimed at middle-aged and elderly people, but…
Compulsory state pension insurance – what is it and to whom it is guaranteed
When paying contributions to the Pension Fund, citizens are entitled to compulsory state pension insurance. This is a service under an insurance contract with the Pension Fund of the Russian Federation…
How to save money on OSAGO policy – the most effective ways
In 2023, OSAGO tariffs have become more differentiated, and the reform of the “car citizen” is focused on ensuring that its cost is adequate for car owners. It will not be…
Insurance risk is the main parameter in the issue of compensation for damage
The issue of compensation for material damage in the event of unforeseen situations is simply ignored by most Russians. “This won’t happen to me,” every second takes a similar position. Dismissal from…
Recourse in OSAGO insurance: recovery of sums insured from the perpetrator of an accident as a way to deal with violators
OSAGO insurance protects the financial interests of vehicle owners in the event of an accident. But sometimes the insurer has the right to demand reimbursement of the paid sum insured. Such a…
OSAGO for electric scooters as an alternative to “auto-citizenship” – a reality or just plans?
Today, in large and small cities, more and more people prefer to ride electric scooters, gyro scooters, unicycles, which are united in the traffic rules under the category of “individual…
Poor-quality car repair under OSAGO – what to do and where to go
In the event of a road accident, the owner of the “autocitizen” policy will have the vehicle restored at a service station accredited by the insurance company, or they will…
Electronic compulsory medical insurance policy: how to issue and use
The presence of a compulsory medical insurance policy is a prerequisite for the provision of qualified and free assistance to citizens in polyclinics. To make an appointment with a doctor, the…